A mind for your money.
Time is money. IQ saves you both.
Like having a personal CFO for your life.
Membership is currently invite-only.
Join the waitlist and we’ll contact you when it’s your turn.
Talk to your card,
it talks back
Yes, let me check if they have any availability.
Done — both cards updated with new rules.
Your auto insurance payment is 15% higher than others in your area. Want me to reach out and negotiate a better rate?
I just found a price drop for your flight to Italy you purchased for 9/1 – 9/14. I’ve submitted a claim to American Airlines, and you’ll be refunded a difference of $374.13 in 3–5 business days.
Your Figma subscription is renewing in 7 days. Your IQ card gets 5% boosted cash back at this merchant, want me to swap this card for future billing?
Your AI agent works around the clock — booking reservations, creating virtual cards, negotiating your bills, and catching savings on every charge.
Apply NowA card without compromises
Best-in-class rewards. Total control. A built-in AI agent. No trade-offs.
Apply NowA card from the future, available today
Your personal AI agent works in the background on your behalf. Use our built in agent, or connect to your favorite.
Cancel subscriptions automatically, create virtual cards, and set custom limits with complete control.
Exclusive rewards and perks based on your spending habits.
Rewards you’ll actually use.
A card that’s more than a coupon book.
Cashback that compounds
Cashback rewards can be auto-invested into any stock, cryptocurrency, or yield account, multiplying your rewards over time.
$155,426
Average monthly spend
$15,000
Avg 2.5% cash back auto-invested monthly
Benefits & perks
Claude Pro